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Help about Loan Moratorium

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Glossary of Loan Moratorium

Word Description
Instalment, principal and interest

Instalment

Monthly and constant loan payments or repayments

 

Principal

The part of the instalment corresponding to the payment of the borrowed amount

 

Interest

The part of the instalment corresponding to the amount received by the bank for lending the amount in question
Mortgage loan A property or a similar asset (e.g. a car) is given as collateral for the loan
Prophylactic isolation

A measure of social distancing for people who are supposed to be healthy and who may have been in contact with an infected patient
Household Spouses or unmarried partners and their direct relatives, up to 3rd degree relatives, such as children and parents, in cohabitation. (Concept for Social Security, by Decree-Law no. 70/2010)
Insolvency Situation in which the debtor is unable to comply with obligations that are due or where the value of the liabilities is higher than the value of the assets (Insolvency and Corporate Recovery Code)