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Is the extension of the moratorium automatic?

Yes.

 

The term for the end of the moratorium for mortgage loans has been extended to 31 March 2021.

 

If you wish to keep the initial date of 30 September, login to NetBanco (menu Loans > Opposition to moratorium extension) and cancel the extension until 20 September.

 

If you applied for the Government moratorium:

  • you do not need to do anything to extend the term until 31 March 2021; the extension will be automatic.

 

If you applied for the Santander moratorium:

  • if you have not yet signed the amendment to your loan (addendum to the agreement), the term of the moratorium will be automatically extended until 31 March 2021.

  • if you have already signed the amendment to your loan (addendum to the agreement), with the moratorium ending on 30 September 2020, we will contact you to find out whether you intend to extend the term to 31 March 2021.